Privacy Policy

At Samridhi Insurance Services, protecting your personal information is of utmost importance. This privacy policy outlines how we collect, use, disclose, and protect your data in compliance with relevant data protection regulations.

• Information We Collect

  We may collect the following types of information to provide our insurance services:

  • Health Information:

    In the case of health or life insurance, we may collect information regarding your medical history, lifestyle, and claims.

  • Personal Information:

    Name, address, date of birth, email address, phone number, identification numbers (such as PAN, Aadhaar), and gender.

  • Financial Information:

    Bank account details, credit or debit card details, and transaction information related to payments for insurance policies.

  • Vehicle Information:

    For automobile insurance, we may collect details about your vehicle, including registration number, make and model, and vehicle history.

  • Employment Information:

    In some cases, we may collect employment details if required for the insurance policy.

• How We Use Your Information

  Your personal information is used for the following purposes:

  • Processing and managing your insurance applications, claims, and renewals.
  • Assessing risks and determining appropriate insurance premiums.
  • Providing you with information and updates about your policy, including reminders for policy renewals.
  • Verifying your identity to prevent fraud and comply with legal obligations.
  • Improving our services by analyzing data for market research and service enhancement.

• Sharing of Your Information

  We do not sell or rent your personal information to third parties. However, we may share your information with trusted partners for legitimate purposes, including:

  • Third-party service providers who assist us in processing insurance claims, providing customer support, or managing data securely.
  • Regulatory authorities or law enforcement agencies, when required by law or for fraud prevention purposes.
  • Reinsurers, auditors, and legal advisors, in cases related to policy underwriting or claims.

• Data Security

  We implement strong security measures to protect your data from unauthorized access, misuse, or alteration. This includes encryption, secure servers, and regular audits of our systems. However, no system is completely secure, and we encourage you to also take measures to protect your personal information.

• Your Rights

  You have certain rights regarding your personal information, including:

  • Accessing and reviewing the personal information we hold about you
  • Requesting corrections or updates to your personal information if inaccurate.
  • Requesting deletion of your data, subject to legal and regulatory obligations.
  • Opting out of receiving marketing communications from us.

• Cookies and Tracking Technologiess

  Our website may use cookies and similar tracking technologies to enhance user experience, track website usage, and deliver targeted advertisements. You can manage cookie preferences in your browser settings.

• Changes to Our Privacy Policy

  We may update this privacy policy from time to time. Any changes will be posted on our website, and we encourage you to review the policy periodically. The date of the latest revision will be indicated at the top of this page.

• Contact Us

  If you have any questions or concerns about our privacy practices, please contact us at: Email: support@samridhiinsuranceservices.com Phone: +91-9906160606