Terms and Conditions

Welcome to Samridhi Insurance Services. These Terms and Conditions outline the rules and regulations for the use of Samridhi Insurance's website, located at www.samridhiinsurance.com. By accessing this website, we assume you accept these terms and conditions. Do not continue to use Samridhi Insurance Services if you do not agree to all of the terms and conditions stated on this page.

• Coverage

  Insurance coverage is provided based on the terms and conditions of each individual policy issued by Samridhi Insurance Services. Specific details about coverage, including limits, exclusions, and premiums, will be outlined in the policy documentation. The company reserves the right to deny coverage or cancel a policy based on underwriting guidelines and regulatory compliance.

• Claims Process

  In the event of a claim, the policyholder is required to notify Samridhi Insurance Services within the time frame specified in their policy. Claims must be reported using the company's designated channels, and appropriate documentation must be provided to support the claim. Samridhi Insurance Services reserves the right to investigate any claim and determine the validity based on the policy terms. Payments are subject to the limits and exclusions stated in the policy.

• Policy Cancellations and Refunds

  Policyholders may cancel their insurance policies by providing written notice to Samridhi Insurance Services. Refunds, if applicable, will be processed based on the remaining unused premium amount and the cancellation terms outlined in the specific policy.

• Premium Payments

  Premiums for all policies must be paid by the due date specified in the policy documents. Late payments may result in penalties, policy cancellation, or denial of claims. Policyholders are responsible for maintaining up-to-date contact and payment information.

• Limitation of Liability

  Samridhi Insurance Services shall not be liable for any damages, losses, or expenses arising from the use or inability to use the website or services provided by Samridhi Insurance. This includes, but is not limited to, indirect, incidental, or consequential damages.

• Governing Law

  These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or related to the use of Samridhi Insurance Services or its policies will be subject to the jurisdiction of the courts in Jammu - J&K , India.

• Modifications

  Samridhi Insurance Services reserves the right to revise these terms and conditions at any time. Continued use of the website and services after changes are posted constitutes acceptance of the modified terms.

• If you have any questions regarding these Terms and Conditions, please contact our support team at support@samridhiinsuranceservices.com.